
Your adjuster inspects the affected areas point by point. Every visible and hidden source of damage is identified, including damage the carrier’s adjuster commonly overlooks.
Photos, measurements, material specifications, and a detailed scope report built in the format insurance carriers are required to review. The documentation determines the settlement. We make sure it tells the complete story.
Select Adjusters submits the documentation, responds to the carrier’s adjuster findings, handles all communication, and negotiates directly on your behalf. You don’t make the calls. You don’t decode the policy. We handle it.
When the insurance company sends their adjuster for a second look, your Select Adjusters adjuster is present. We walk the property with them, ensure every documented point is reviewed, and don’t let damage get dismissed on a quick walkthrough.
If the carrier’s initial estimate is too low, we file a supplemental claim with additional documentation and evidence. Many settlements increase significantly after a properly documented supplement is submitted.
Before you accept anything, your adjuster reviews the final settlement against the documented scope. If the numbers don’t match the damage, we push back. You never accept less than your policy covers.
Every result is from a Select Adjusters client in the Phoenix Valley.

Before
Insurance Company’s Offer: $3,200. Covered partial tile replacement. Denied underlayment and flashing damage.
After
Full inspection documented 38 points of damage. Supplemental claim filed. Settlement increased to $14,800. Full roof repair funded.

Before
Insurance Company’s Offer: $5,100. Covered exterior damage only. Denied interior water damage from the same storm event.
After
Interior water intrusion documented as direct consequence of storm damage. Settlement increased to $17,600. Exterior and interior repairs fully funded.

Before
Insurance Company’s Decision: Denied. Classified all damage as "wear and tear."
After
Inspection proved damage was caused by a specific monsoon event. Documentation submitted. Denial reversed. Claim approved at $9,200.
Your adjuster inspects the damage, documents everything, and tells you what the claim should be valued at based on the real scope of work. Not the insurance company’s estimate. The real number. You’ll know exactly where you stand before we file anything.
Once Select Adjusters takes on your claim, we handle every interaction with your carrier. Every phone call. Every email. Every document submission. Every dispute. You stay informed. We handle the fight.
Contingency means contingency. If we don’t increase your settlement, you owe us zero. No exceptions. No fine print. No "administrative fees." The risk is entirely on us. That’s how confident we are in what we do.