Gather The Necessary Documentation
The first step in filing an insurance claim is gathering all the necessary documentation. This includes accident reports, police records, medical bills, repair estimates, and receipts for any expenses related to the damage.
- Take photos and videos of all damage immediately
- Keep receipts for temporary repairs and emergency expenses
- Obtain written repair estimates from licensed contractors
- Document the timeline of events leading to the damage
Contact Your Insurance Company
Once you have your documentation in order, contact your insurance company to report the damage. They will assign a claims adjuster to your case who will determine eligibility and coverage options.
It's important to note that the insurance company's adjuster works for the insurance company, not for you. This is why having a public adjuster on your side can make a significant difference in your settlement.
File Your Claim
Filing your claim involves submitting all documentation to your insurance company. Make sure you understand your insurer's rules and regulations, including deadlines for filing.
A public adjuster can handle this entire process for you, ensuring all documentation is complete and submitted correctly to avoid delays or denials.
Wait For Processing & Negotiate
After filing, your claim will go through a review period that can take days or weeks. During this time, the insurance company may request additional information or schedule inspections.
This is where having a public adjuster becomes crucial. We negotiate on your behalf to ensure the settlement reflects the true cost of repairs, not the minimum the insurance company wants to pay.
Appealing A Denied Claim
If your claim is denied, don't give up. Many denied claims can be successfully appealed with proper documentation and expert representation. Select Adjusters specializes in overturning denied claims.
Contact our team for a free consultation about your denied claim. We have a proven track record of winning appeals.
