What Is A Public Adjuster?
A public adjuster is a licensed insurance professional who works exclusively on behalf of policyholders — not insurance companies. Unlike the adjuster your insurance company sends, a public adjuster's only goal is to maximize your settlement.
Public adjusters are licensed by the state and must meet ongoing education requirements to maintain their license. They are experts in insurance policy interpretation, damage assessment, and claims negotiation.
Higher Settlements
Studies consistently show that policyholders who use public adjusters receive significantly higher settlements than those who file on their own. At Select Adjusters, our clients receive on average 4x the amount they would have received filing on their own.
This isn't by accident. Public adjusters know how to properly document damage, interpret policy language, and negotiate with insurance companies to ensure nothing is left on the table.
Stress Reduction
Dealing with property damage is stressful enough without having to navigate the complex insurance claims process. A public adjuster handles everything — from documentation and filing to negotiation and settlement — so you can focus on your life.
We handle all communication with your insurance company, respond to their requests, and keep you informed every step of the way. You never have to deal with the insurance company directly.
Expert Documentation
Insurance companies look for any reason to minimize or deny claims. Professional documentation from a public adjuster is thorough, accurate, and presented in a format that insurance companies can't easily dispute.
- Detailed damage assessments with photos, measurements, and descriptions
- Historical storm data correlation to prove cause of damage
- Professional repair estimates from licensed contractors
- Complete policy analysis to identify all applicable coverage
No Risk, All Reward
At Select Adjusters, we work on contingency. That means you pay nothing unless we successfully negotiate a settlement for your claim. If we don't win, you don't pay — it's that simple.
With no upfront costs and no risk, there's no reason not to have a professional on your side when dealing with your insurance company.
